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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,623 | $167,353-35.1% | $143,797-24.5% | $134,545-19.3% |
| Participation rate | 57.1% | 84.8%-27.7pp | 80.3%-23.2pp | 81.2%-24.1pp |
| Annual return | -18.27% | 0.48%-18.8pp | -0.04%-18.2pp | 418.37%-436.6pp |
| Employer contribution / active EE | $2,376 | $5,620-57.7% | $4,952-52.0% | $4,742-49.9% |
| Participant deferral / active EE | $6,372 | $6,447-1.2% | $5,638+13.0% | $6,401-0.5% |
| Admin fee / account holder | $57 | $18,096-99.7% | $14,679-99.6% | $11,431-99.5% |