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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,942 | $217,432-45.8% | $185,849-36.5% | $167,536-29.6% |
| Participation rate | 57.1% | 86.1%-28.9pp | 81.7%-24.6pp | 82.1%-25.0pp |
| Annual return | 23.02% | 148.42%-125.4pp | 122.10%-99.1pp | 478.82%-455.8pp |
| Employer contribution / active EE | $2,599 | $5,875-55.8% | $5,169-49.7% | $4,839-46.3% |
| Participant deferral / active EE | $8,962 | $6,357+41.0% | $5,569+60.9% | $6,342+41.3% |
| Admin fee / account holder | $51 | $19,818-99.7% | $16,244-99.7% | $12,315-99.6% |