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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4 years Service code 15 · EIN 95-6817943 | Recordkeeping | $350 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,570 | $54,573-67.8% | $90,970-80.7% | $73,497-76.1% |
| Participation rate | 41.7% | 61.2%-19.5pp | 69.0%-27.3pp | 70.7%-29.0pp |
| Annual return | 14.72% | 16.69%-2.0pp | 134.60%-119.9pp | 28.51%-13.8pp |
| Employer contribution / active EE | $555 | $991-44.1% | $2,122-73.9% | $2,270-75.6% |
| Participant deferral / active EE | $942 | $2,517-62.6% | $3,373-72.1% | $3,740-74.8% |
| Admin fee / account holder | $4 | $521-99.2% | $5,961-99.9% | $513-99.2% |