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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,706 | $138,393+140.4% | $184,256+80.6% | $80,959+311.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 11.51% | 20.01%-8.5pp | 28.85%-17.3pp | 35.67%-24.2pp |
| Employer contribution / active EE | $10,103 | $4,847+108.4% | $6,427+57.2% | $2,757+266.4% |
| Participant deferral / active EE | $15,632 | $7,076+120.9% | $9,133+71.2% | $4,300+263.5% |
| Admin fee / account holder | $16,459 | $10,489+56.9% | $13,899+18.4% | $6,925+137.7% |