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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,754 | $96,643-90.9% | $86,617-89.9% | $139,456-93.7% |
| Participation rate | 45.5% | 74.4%-29.0pp | 71.7%-26.2pp | 80.3%-34.9pp |
| Annual return | 14.16% | 106.57%-92.4pp | 591.91%-577.8pp | 373.45%-359.3pp |
| Employer contribution / active EE | $987 | $3,264-69.8% | $3,023-67.4% | $4,753-79.2% |
| Participant deferral / active EE | $1,319 | $4,835-72.7% | $4,437-70.3% | $6,711-80.3% |
| Admin fee / account holder | $5,963 | $6,406-6.9% | $5,613+6.2% | $11,407-47.7% |