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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,754 | $96,678-90.9% | $86,640-89.9% | $139,466-93.7% |
| Participation rate | 45.5% | 74.4%-29.0pp | 71.7%-26.3pp | 80.3%-34.9pp |
| Annual return | 14.16% | 106.69%-92.5pp | 592.52%-578.4pp | 373.66%-359.5pp |
| Employer contribution / active EE | $987 | $3,265-69.8% | $3,024-67.4% | $4,754-79.2% |
| Participant deferral / active EE | $1,319 | $4,837-72.7% | $4,438-70.3% | $6,712-80.3% |
| Admin fee / account holder | $5,963 | $6,410-7.0% | $5,616+6.2% | $11,409-47.7% |