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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,402 | $127,386+177.4% | $115,037+207.2% | $125,388+181.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 3.83% | 31.28%-27.4pp | 26.14%-22.3pp | 282.24%-278.4pp |
| Employer contribution / active EE | $10,512 | $5,166+103.5% | $4,608+128.1% | $4,866+116.0% |
| Participant deferral / active EE | $17,883 | $6,423+178.4% | $6,026+196.7% | $5,352+234.2% |
| Admin fee / account holder | $30,363 | $9,516+219.1% | $8,175+271.4% | $9,541+218.2% |