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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,048 | $65,566-28.2% | $86,235-45.4% | $75,177-37.4% |
| Participation rate | 97.4% | 60.5%+36.9pp | 69.0%+28.4pp | 67.2%+30.2pp |
| Annual return | 13.27% | 46.07%-32.8pp | 1170.03%-1156.8pp | 160.75%-147.5pp |
| Employer contribution / active EE | $1,955 | $1,553+25.9% | $2,381-17.9% | $2,671-26.8% |
| Participant deferral / active EE | $3,954 | $3,023+30.8% | $3,987-0.8% | $4,126-4.2% |
| Admin fee / account holder | $3,550 | $5,470-35.1% | $6,856-48.2% | $5,651-37.2% |