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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,335 | $70,430-35.6% | $96,572-53.1% | $85,851-47.2% |
| Participation rate | 95.1% | 61.8%+33.3pp | 69.8%+25.3pp | 69.3%+25.8pp |
| Annual return | 9.38% | 18.58%-9.2pp | 37.79%-28.4pp | 318.63%-309.3pp |
| Employer contribution / active EE | $5,411 | $1,413+282.8% | $2,357+129.5% | $2,565+110.9% |
| Participant deferral / active EE | $4,993 | $2,894+72.5% | $3,850+29.7% | $3,952+26.3% |
| Admin fee / account holder | $5,268 | $4,996+5.4% | $6,183-14.8% | $6,261-15.9% |