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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,968 | $102,429+177.2% | $147,096+93.0% | $80,925+250.9% |
| Participation rate | 91.3% | 75.9%+15.4pp | 82.2%+9.1pp | 67.7%+23.6pp |
| Annual return | 15.30% | 135.02%-119.7pp | 419.75%-404.4pp | 35.65%-20.3pp |
| Employer contribution / active EE | $10,065 | $3,716+170.9% | $4,936+103.9% | $2,756+265.2% |
| Participant deferral / active EE | $8,121 | $6,649+22.1% | $8,071+0.6% | $4,299+88.9% |
| Admin fee / account holder | $4,392 | $7,957-44.8% | $13,005-66.2% | $6,940-36.7% |