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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,918 | $98,776+153.0% | $149,745+66.9% | $79,856+213.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 16.16% | 27.38%-11.2pp | 276.72%-260.6pp | 31.71%-15.6pp |
| Employer contribution / active EE | $6,950 | $3,217+116.0% | $4,646+49.6% | $2,471+181.2% |
| Participant deferral / active EE | $8,488 | $5,681+49.4% | $6,843+24.0% | $3,741+126.9% |
| Admin fee / account holder | $8,099 | $6,053+33.8% | $9,312-13.0% | $5,306+52.6% |