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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,115 | $138,076-61.5% | $123,553-57.0% | $135,380-60.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 3.16% | 153.70%-150.5pp | 119.21%-116.0pp | 519.81%-516.6pp |
| Employer contribution / active EE | $2,209 | $5,152-57.1% | $4,628-52.3% | $4,779-53.8% |
| Participant deferral / active EE | $4,545 | $6,800-33.2% | $6,426-29.3% | $5,609-19.0% |
| Admin fee / account holder | $677 | $10,917-93.8% | $9,284-92.7% | $10,828-93.7% |