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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,213 | $138,078+53.0% | $125,363+68.5% | $134,509+57.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -9.48% | 750.49%-760.0pp | 572.15%-581.6pp | 418.13%-427.6pp |
| Employer contribution / active EE | $5,519 | $5,245+5.2% | $4,815+14.6% | $4,741+16.4% |
| Participant deferral / active EE | $14,850 | $7,800+90.4% | $7,447+99.4% | $6,400+132.0% |
| Admin fee / account holder | $2,460 | $11,566-78.7% | $10,005-75.4% | $11,427-78.5% |