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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,166 | $111,785+35.2% | $93,669+61.4% | $145,877+3.6% |
| Participation rate | 85.7% | 74.2%+11.5pp | 68.7%+17.0pp | 80.3%+5.4pp |
| Annual return | 5.88% | 203.79%-197.9pp | 133.59%-127.7pp | 551.28%-545.4pp |
| Employer contribution / active EE | $3,187 | $3,096+3.0% | $2,424+31.5% | $4,663-31.6% |
| Participant deferral / active EE | $2,724 | $4,919-44.6% | $4,416-38.3% | $6,691-59.3% |
| Admin fee / account holder | $1,804 | $10,256-82.4% | $8,291-78.2% | $13,402-86.5% |