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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,622 | $45,566+76.9% | $64,105+25.8% | $59,633+35.2% |
| Participation rate | 100.0% | 60.2%+39.8pp | 68.2%+31.8pp | 68.7%+31.3pp |
| Annual return | -2.13% | 4.95%-7.1pp | 791.24%-793.4pp | 2041.45%-2043.6pp |
| Employer contribution / active EE | $3,044 | $934+225.9% | $1,820+67.3% | $2,203+38.2% |
| Participant deferral / active EE | $2,651 | $2,057+28.9% | $2,822-6.1% | $3,192-16.9% |
| Admin fee / account holder | $808 | $3,268-75.3% | $4,499-82.0% | $4,297-81.2% |