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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,166 | $111,878+35.1% | $93,727+61.3% | $145,897+3.6% |
| Participation rate | 85.7% | 74.2%+11.5pp | 68.7%+17.0pp | 80.3%+5.4pp |
| Annual return | 5.88% | 204.28%-198.4pp | 133.83%-128.0pp | 552.29%-546.4pp |
| Employer contribution / active EE | $3,187 | $3,092+3.1% | $2,421+31.6% | $4,663-31.6% |
| Participant deferral / active EE | $2,724 | $4,920-44.6% | $4,417-38.3% | $6,689-59.3% |
| Admin fee / account holder | $1,804 | $10,256-82.4% | $8,292-78.2% | $13,390-86.5% |