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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,103 | $85,171+75.1% | $172,752-13.7% | $72,975+104.3% |
| Participation rate | 77.1% | 70.1%+7.0pp | 82.6%-5.6pp | 69.5%+7.6pp |
| Annual return | -0.22% | 27.32%-27.5pp | 802.97%-803.2pp | 81.01%-81.2pp |
| Employer contribution / active EE | $3,180 | $3,324-4.3% | $5,144-38.2% | $2,440+30.3% |
| Participant deferral / active EE | $6,392 | $3,260+96.1% | $5,198+23.0% | $3,608+77.2% |
| Admin fee / account holder | $23,146 | $5,880+293.6% | $13,955+65.9% | $5,124+351.7% |