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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,961 | $95,975-16.7% | $74,552+7.3% | $135,382-40.9% |
| Participation rate | 25.0% | 75.7%-50.7pp | 69.1%-44.1pp | 82.6%-57.6pp |
| Annual return | 7.80% | 56.96%-49.2pp | 32.53%-24.7pp | 519.77%-512.0pp |
| Employer contribution / active EE | $0 | $2,716-100.0% | $1,961-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,684 | $3,844+21.9% | $3,108+50.7% | $5,609-16.5% |
| Admin fee / account holder | $5,450 | $6,522-16.4% | $5,060+7.7% | $10,829-49.7% |