Retirement plan

ARYZTA LLC RETIREMENT PLAN

Name: ARYZTA LLC - ARYZTA LLC RETIREMENT PLAN (2015) Form 5500
Creator: ARYZTA LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ARYZTA LLC RETIREMENT PLAN, ARYZTA LLC

ARYZTA LLCEIN 94-2536513Plan #001PY 2015

6080 CENTER DRIVE, SUITE 900 - LOS ANGELES, CA 90045310-417-4717aspirebakeries.comLinkedIn1001-5000 employeesfood production

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$112.5M

No prior year

Total participants

4,590

No prior year

Average account balance

$42,591

No prior year

Annual return

1.24%

No prior year

Benchmarks

See 199 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants1,000-4,999

Cohort199 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$168.16M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$82K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,041

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

54.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$12.94M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$132

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290	Contract Administrator	$109,627
SAGEVIEW ADVISORY GROUP, LLC1+ years Filed as: SAGEVIEW ADVISORY GROUP Service code 27 · EIN 33-0818667	Advisory (Plan)	$60,000
MERCER1+ years Filed as: MERCER CONSULTING SVCS Service code 27 · EIN 13-2834414	Advisory (Plan)	$30,638
ARYZTA LLC RETIREMENT P1+ years Service code 29 · EIN 94-2536513	Legal	$26,250
LAW OFFICE OF DAVID F. ZEID1+ years Filed as: DAVID ZEID Service code 29 · EIN 04-1405384	Legal	$5,250

Plan features & details

Pension benefit codes2E2F2G2J2K2T3F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$172K

$44 / participant

Investment mgmt$31K17.8%
Contract admin$110K63.8%
Other / not subdivided$32K18.3%

% of EOY assets

0.153%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,591

$54,890-22.4%

$63,517-32.9%

$59,188-28.0%

Participation rate

50.4%

75.6%-25.2pp

71.0%-20.7pp

69.4%-19.1pp

Annual return

1.24%

4.56%-3.3pp

-70.30%+71.5pp

5.51%-4.3pp

Employer contribution / active EE

$1,312

$1,831-28.3%

$2,322-43.5%

$2,098-37.4%

Participant deferral / active EE

$2,015

$2,803-28.1%

$2,953-31.8%

$3,265-38.3%

Admin fee / account holder

$65

$66-1.7%

$5,892-98.9%

$92-29.5%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY1+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$109,627

SAGEVIEW ADVISORY GROUP, LLC1+ years

Filed as: SAGEVIEW ADVISORY GROUP

Service code 27 · EIN 33-0818667

Advisory (Plan)

$60,000

MERCER1+ years

Filed as: MERCER CONSULTING SVCS

Service code 27 · EIN 13-2834414

Advisory (Plan)

$30,638

ARYZTA LLC RETIREMENT P1+ years

Service code 29 · EIN 94-2536513

Legal

$26,250

LAW OFFICE OF DAVID F. ZEID1+ years

Filed as: DAVID ZEID

Service code 29 · EIN 04-1405384

Legal

$5,250

ARYZTA LLC RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ARYZTA LLC RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion