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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,486 | $44,850-5.3% | $60,547-29.8% | $59,633-28.8% |
| Participation rate | 40.0% | 59.5%-19.5pp | 68.0%-28.0pp | 68.7%-28.7pp |
| Annual return | -0.21% | 1074.14%-1074.4pp | 335.64%-335.9pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $590 | $1,462-59.7% | $2,419-75.6% | $2,203-73.2% |
| Participant deferral / active EE | $1,943 | $2,230-12.8% | $3,328-41.6% | $3,192-39.1% |
| Admin fee / account holder | $2,153 | $3,635-40.8% | $4,536-52.5% | $4,297-49.9% |