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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,317 | $123,155-45.3% | $108,753-38.1% | $155,188-56.6% |
| Participation rate | 61.5% | 75.6%-14.1pp | 71.1%-9.5pp | 80.8%-19.3pp |
| Annual return | 17.51% | 44.73%-27.2pp | 37.47%-20.0pp | 148.84%-131.3pp |
| Employer contribution / active EE | $1,994 | $2,811-29.1% | $2,427-17.8% | $4,248-53.1% |
| Participant deferral / active EE | $4,804 | $4,623+3.9% | $4,115+16.7% | $6,531-26.4% |
| Admin fee / account holder | $10,127 | $12,126-16.5% | $10,320-1.9% | $14,480-30.1% |