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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,243 | $102,696-52.0% | $86,235-42.9% | $139,487-64.7% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 23.07% | 1925.91%-1902.8pp | 1170.03%-1147.0pp | 373.84%-350.8pp |
| Employer contribution / active EE | $2,232 | $3,034-26.4% | $2,381-6.3% | $4,755-53.1% |
| Participant deferral / active EE | $3,769 | $4,679-19.4% | $3,987-5.5% | $6,713-43.8% |
| Admin fee / account holder | $11,613 | $8,667+34.0% | $6,856+69.4% | $11,407+1.8% |