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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,076 | $97,550-56.9% | $120,344-65.0% | $87,485-51.9% |
| Participation rate | 96.3% | 72.8%+23.5pp | 76.7%+19.6pp | 68.9%+27.4pp |
| Annual return | 10.83% | 18.41%-7.6pp | 20.30%-9.5pp | 26.06%-15.2pp |
| Employer contribution / active EE | $1,524 | $2,291-33.5% | $3,020-49.5% | $2,596-41.3% |
| Participant deferral / active EE | $1,024 | $4,230-75.8% | $5,135-80.1% | $4,274-76.1% |
| Admin fee / account holder | $1,081 | $9,543-88.7% | $12,742-91.5% | $7,775-86.1% |