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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,076 | $95,453-55.9% | $112,040-62.4% | $82,448-49.0% |
| Participation rate | 96.3% | 72.8%+23.6pp | 76.5%+19.8pp | 68.1%+28.3pp |
| Annual return | 10.83% | 23.92%-13.1pp | 24.52%-13.7pp | 41.64%-30.8pp |
| Employer contribution / active EE | $1,524 | $2,318-34.2% | $2,954-48.4% | $2,551-40.2% |
| Participant deferral / active EE | $1,024 | $4,224-75.8% | $5,098-79.9% | $4,139-75.3% |
| Admin fee / account holder | $1,081 | $9,013-88.0% | $12,098-91.1% | $7,234-85.1% |