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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,886 | $335,627-66.7% | $283,941-60.6% | $428,746-73.9% |
| Participation rate | 78.9% | 89.1%-10.1pp | 87.7%-8.7pp | 88.2%-9.3pp |
| Annual return | 17.16% | 0.21%+16.9pp | 1.70%+15.5pp | 331.92%-314.8pp |
| Employer contribution / active EE | $0 | $7,488-100.0% | $6,503-100.0% | $8,363-100.0% |
| Participant deferral / active EE | $3,379 | $5,928-43.0% | $5,606-39.7% | $5,961-43.3% |
| Admin fee / account holder | $73,110 | $33,255+119.8% | $30,380+140.7% | $31,735+130.4% |