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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,228 | $106,524+137.7% | $152,301+66.3% | $87,485+189.5% |
| Participation rate | 88.6% | 75.8%+12.8pp | 82.4%+6.1pp | 68.9%+19.6pp |
| Annual return | 15.50% | 26.89%-11.4pp | 80.50%-65.0pp | 26.06%-10.6pp |
| Employer contribution / active EE | $6,500 | $3,371+92.8% | $4,624+40.6% | $2,596+150.4% |
| Participant deferral / active EE | $9,020 | $6,525+38.2% | $8,004+12.7% | $4,274+111.1% |
| Admin fee / account holder | $12,397 | $8,287+49.6% | $14,398-13.9% | $7,775+59.4% |