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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,575 | $138,114+17.0% | $125,391+28.9% | $134,545+20.1% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | -19.12% | 750.88%-770.0pp | 572.41%-591.5pp | 418.37%-437.5pp |
| Employer contribution / active EE | $3,381 | $5,246-35.5% | $4,816-29.8% | $4,742-28.7% |
| Participant deferral / active EE | $7,547 | $7,801-3.2% | $7,448+1.3% | $6,401+17.9% |
| Admin fee / account holder | $6,783 | $11,570-41.4% | $10,009-32.2% | $11,431-40.7% |