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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4 years Filed as: CAPITAL BANK AND TRUST COMPANY Service code 15 · EIN 95-6817943 | Recordkeeping | $2,015 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,457 | $65,083-50.1% | $143,788-77.4% | $66,930-51.5% |
| Participation rate | 62.4% | 65.2%-2.8pp | 80.3%-17.9pp | 69.8%-7.4pp |
| Annual return | -9.89% | -11.13%+1.2pp | -0.03%-9.9pp | 1.57%-11.5pp |
| Employer contribution / active EE | $2,680 | $2,361+13.5% | $4,952-45.9% | $2,545+5.3% |
| Participant deferral / active EE | $587 | $2,920-79.9% | $5,638-89.6% | $4,238-86.1% |
| Admin fee / account holder | $13 | $502-97.5% | $14,675-99.9% | $593-97.9% |