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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,308 | $45,566+135.5% | $64,105+67.4% | $59,633+79.9% |
| Participation rate | 64.5% | 60.2%+4.3pp | 68.2%-3.7pp | 68.7%-4.2pp |
| Annual return | -0.27% | 4.95%-5.2pp | 791.24%-791.5pp | 2041.40%-2041.7pp |
| Employer contribution / active EE | $1,148 | $934+22.9% | $1,820-36.9% | $2,203-47.9% |
| Participant deferral / active EE | $5,222 | $2,057+153.9% | $2,822+85.1% | $3,192+63.6% |
| Admin fee / account holder | $5,291 | $3,268+61.9% | $4,499+17.6% | $4,297+23.1% |