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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,464 | $72,404-69.0% | $110,243-79.6% | $64,173-65.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -7.04% | -6.29%-0.8pp | 314.76%-321.8pp | 7.63%-14.7pp |
| Employer contribution / active EE | $5,185 | $2,282+127.3% | $3,827+35.5% | $2,381+117.8% |
| Participant deferral / active EE | $1,295 | $3,469-62.7% | $4,672-72.3% | $3,470-62.7% |
| Admin fee / account holder | $430 | $5,664-92.4% | $8,548-95.0% | $4,887-91.2% |