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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,833 | $144,130-83.5% | $117,861-79.8% | $147,586-83.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 18.55% | 531.20%-512.6pp | 335.11%-316.6pp | 578.59%-560.0pp |
| Employer contribution / active EE | $3,422 | $4,897-30.1% | $3,786-9.6% | $4,876-29.8% |
| Participant deferral / active EE | $1,509 | $5,316-71.6% | $4,482-66.3% | $5,439-72.3% |
| Admin fee / account holder | $349 | $10,887-96.8% | $8,021-95.6% | $10,886-96.8% |