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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,541 | $101,795-48.4% | $165,100-68.2% | $80,959-35.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 9.66% | 16.73%-7.1pp | 70.21%-60.5pp | 35.67%-26.0pp |
| Employer contribution / active EE | $12,121 | $2,954+310.4% | $4,348+178.8% | $2,757+339.6% |
| Participant deferral / active EE | $1,389 | $4,476-69.0% | $6,035-77.0% | $4,300-67.7% |
| Admin fee / account holder | $1,019 | $8,221-87.6% | $12,696-92.0% | $6,925-85.3% |