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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,982 | $154,193-18.9% | $130,045-3.9% | $139,466-10.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 9.42% | 32.51%-23.1pp | -137.30%+146.7pp | 373.66%-364.2pp |
| Employer contribution / active EE | $16,052 | $5,292+203.3% | $4,321+271.5% | $4,754+237.6% |
| Participant deferral / active EE | $4,609 | $6,709-31.3% | $5,820-20.8% | $6,712-31.3% |
| Admin fee / account holder | $6,298 | $13,989-55.0% | $10,600-40.6% | $11,409-44.8% |