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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,595 | $106,524+74.2% | $152,301+21.9% | $87,485+112.1% |
| Participation rate | 93.6% | 75.8%+17.8pp | 82.4%+11.1pp | 68.9%+24.7pp |
| Annual return | 13.67% | 26.89%-13.2pp | 80.50%-66.8pp | 26.06%-12.4pp |
| Employer contribution / active EE | $4,937 | $3,371+46.4% | $4,624+6.8% | $2,596+90.2% |
| Participant deferral / active EE | $6,654 | $6,525+2.0% | $8,004-16.9% | $4,274+55.7% |
| Admin fee / account holder | $8,260 | $8,287-0.3% | $14,398-42.6% | $7,775+6.2% |