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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,925 | $89,370+32.0% | $141,197-16.5% | $72,976+61.6% |
| Participation rate | 95.0% | 75.1%+19.9pp | 82.5%+12.5pp | 69.5%+25.5pp |
| Annual return | 17.82% | 111.88%-94.1pp | 71.41%-53.6pp | 81.02%-63.2pp |
| Employer contribution / active EE | $3,995 | $3,115+28.3% | $4,736-15.6% | $2,440+63.7% |
| Participant deferral / active EE | $4,651 | $5,419-14.2% | $6,710-30.7% | $3,608+28.9% |
| Admin fee / account holder | $6,965 | $5,957+16.9% | $10,265-32.1% | $5,124+35.9% |