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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,788 | $73,863-21.8% | $143,797-59.8% | $68,490-15.6% |
| Participation rate | 82.6% | 66.7%+15.9pp | 80.3%+2.3pp | 67.9%+14.7pp |
| Annual return | -14.52% | 0.91%-15.4pp | -0.04%-14.5pp | -7.85%-6.7pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,899 | $3,385-43.9% | $5,638-66.3% | $4,028-52.8% |
| Admin fee / account holder | $6,766 | $5,756+17.6% | $14,679-53.9% | $5,403+25.2% |