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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,810 | $95,406-38.4% | $185,849-68.4% | $85,847-31.5% |
| Participation rate | 73.0% | 68.8%+4.2pp | 81.7%-8.7pp | 69.3%+3.7pp |
| Annual return | 3.06% | 23.59%-20.5pp | 122.10%-119.0pp | 318.61%-315.6pp |
| Employer contribution / active EE | $0 | $3,314-100.0% | $5,169-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,119 | $3,424-67.3% | $5,569-79.9% | $3,952-71.7% |
| Admin fee / account holder | $522 | $7,214-92.8% | $16,244-96.8% | $6,261-91.7% |