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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,050 | $65,555-49.6% | $86,216-61.7% | $75,173-56.0% |
| Participation rate | 68.8% | 60.5%+8.3pp | 69.0%-0.2pp | 67.2%+1.5pp |
| Annual return | 14.41% | 46.07%-31.7pp | 1169.42%-1155.0pp | 160.72%-146.3pp |
| Employer contribution / active EE | $856 | $1,553-44.9% | $2,382-64.1% | $2,671-68.0% |
| Participant deferral / active EE | $1,227 | $3,023-59.4% | $3,986-69.2% | $4,126-70.3% |
| Admin fee / account holder | $1,265 | $5,469-76.9% | $6,853-81.5% | $5,651-77.6% |