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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,878 | $59,813-53.4% | $79,580-65.0% | $68,486-59.3% |
| Participation rate | 76.1% | 61.1%+15.1pp | 69.5%+6.6pp | 67.9%+8.2pp |
| Annual return | -17.38% | -12.30%-5.1pp | 0.15%-17.5pp | -7.85%-9.5pp |
| Employer contribution / active EE | $925 | $1,505-38.6% | $2,413-61.7% | $2,597-64.4% |
| Participant deferral / active EE | $1,383 | $3,024-54.3% | $3,985-65.3% | $4,028-65.7% |
| Admin fee / account holder | $1,439 | $4,835-70.2% | $6,835-78.9% | $5,404-73.4% |