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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,443 | $109,372+259.7% | $89,414+340.0% | $158,966+147.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 5.05% | 345.55%-340.5pp | 245.50%-240.5pp | 302.95%-297.9pp |
| Employer contribution / active EE | $3,333 | $3,171+5.1% | $2,586+28.9% | $4,762-30.0% |
| Participant deferral / active EE | $3,900 | $4,598-15.2% | $3,890+0.3% | $5,983-34.8% |
| Admin fee / account holder | $19,581 | $6,156+218.1% | $4,883+301.0% | $11,250+74.1% |