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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,697 | $101,063+252.9% | $81,473+337.8% | $147,586+141.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 5.58% | 32.41%-26.8pp | 38.78%-33.2pp | 578.59%-573.0pp |
| Employer contribution / active EE | $6,667 | $3,206+108.0% | $2,568+159.6% | $4,876+36.7% |
| Participant deferral / active EE | $3,990 | $4,242-5.9% | $3,537+12.8% | $5,439-26.6% |
| Admin fee / account holder | $3,745 | $5,812-35.6% | $4,561-17.9% | $10,886-65.6% |