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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,213 | $147,556+210.5% | $129,031+255.1% | $198,609+130.7% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 17.22% | 37.41%-20.2pp | 34.67%-17.4pp | 202.70%-185.5pp |
| Employer contribution / active EE | $6,667 | $3,645+82.9% | $3,226+106.7% | $5,055+31.9% |
| Participant deferral / active EE | $2,458 | $5,760-57.3% | $5,217-52.9% | $6,977-64.8% |
| Admin fee / account holder | $30,646 | $15,467+98.1% | $13,208+132.0% | $19,030+61.0% |