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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,820 | $60,119+102.6% | $90,430+34.7% | $79,858+52.5% |
| Participation rate | 38.9% | 65.0%-26.1pp | 72.7%-33.8pp | 69.6%-30.7pp |
| Annual return | 14.89% | 71.94%-57.1pp | 1293.73%-1278.8pp | 31.72%-16.8pp |
| Employer contribution / active EE | $1,183 | $2,068-42.8% | $3,262-63.7% | $2,471-52.1% |
| Participant deferral / active EE | $2,282 | $2,938-22.3% | $3,963-42.4% | $3,740-39.0% |
| Admin fee / account holder | $1,912 | $3,976-51.9% | $5,613-65.9% | $5,306-64.0% |