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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,514 | $100,868-60.8% | $90,414-56.3% | $158,931-75.1% |
| Participation rate | 53.8% | 75.0%-21.2pp | 72.7%-18.8pp | 82.0%-28.1pp |
| Annual return | 22.18% | 1724.58%-1702.4pp | 1293.19%-1271.0pp | 302.86%-280.7pp |
| Employer contribution / active EE | $2,147 | $3,689-41.8% | $3,262-34.2% | $4,761-54.9% |
| Participant deferral / active EE | $4,150 | $4,348-4.6% | $3,963+4.7% | $5,982-30.6% |
| Admin fee / account holder | $3,602 | $6,502-44.6% | $5,611-35.8% | $11,247-68.0% |