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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,338 | $93,598+172.8% | $135,974+87.8% | $75,173+239.7% |
| Participation rate | 96.8% | 75.2%+21.6pp | 81.9%+14.9pp | 67.2%+29.6pp |
| Annual return | 15.17% | 30.89%-15.7pp | 68.30%-53.1pp | 160.72%-145.5pp |
| Employer contribution / active EE | $9,340 | $3,538+164.0% | $4,859+92.2% | $2,671+249.7% |
| Participant deferral / active EE | $12,993 | $6,405+102.8% | $7,760+67.4% | $4,126+214.9% |
| Admin fee / account holder | $1,055 | $6,978-84.9% | $10,767-90.2% | $5,651-81.3% |