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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,525 | $92,766-17.5% | $82,763-7.5% | $134,545-43.1% |
| Participation rate | 63.2% | 75.2%-12.0pp | 72.6%-9.4pp | 81.2%-18.1pp |
| Annual return | -12.81% | 946.97%-959.8pp | 702.45%-715.3pp | 418.37%-431.2pp |
| Employer contribution / active EE | $746 | $3,273-77.2% | $3,008-75.2% | $4,742-84.3% |
| Participant deferral / active EE | $1,602 | $4,802-66.6% | $4,395-63.5% | $6,401-75.0% |
| Admin fee / account holder | $8,430 | $5,978+41.0% | $5,325+58.3% | $11,431-26.3% |