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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,513 | $90,607-22.2% | $79,467-11.3% | $135,380-47.9% |
| Participation rate | 58.3% | 76.0%-17.7pp | 73.3%-15.0pp | 82.6%-24.3pp |
| Annual return | 2.08% | 977.74%-975.7pp | 718.30%-716.2pp | 519.81%-517.7pp |
| Employer contribution / active EE | $0 | $3,068-100.0% | $2,800-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,512 | $4,050-62.7% | $3,704-59.2% | $5,609-73.0% |
| Admin fee / account holder | $5,334 | $5,895-9.5% | $5,104+4.5% | $10,828-50.7% |