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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,099 | $49,896+60.5% | $80,627-0.7% | $75,173+6.6% |
| Participation rate | 97.4% | 55.3%+42.0pp | 67.0%+30.4pp | 67.2%+30.2pp |
| Annual return | 14.36% | 34.67%-20.3pp | 936.76%-922.4pp | 160.72%-146.4pp |
| Employer contribution / active EE | $8,103 | $1,699+377.0% | $2,723+197.6% | $2,671+203.4% |
| Participant deferral / active EE | $5,376 | $2,992+79.7% | $4,443+21.0% | $4,126+30.3% |
| Admin fee / account holder | $1,682 | $3,578-53.0% | $5,381-68.7% | $5,651-70.2% |