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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,251 | $52,279-0.1% | $89,435-41.6% | $79,856-34.6% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 13.52% | 22.16%-8.6pp | 245.55%-232.0pp | 31.71%-18.2pp |
| Employer contribution / active EE | $7,709 | $1,572+390.6% | $2,587+198.0% | $2,471+212.0% |
| Participant deferral / active EE | $4,053 | $2,740+47.9% | $3,890+4.2% | $3,741+8.4% |
| Admin fee / account holder | $1,626 | $3,356-51.5% | $4,884-66.7% | $5,306-69.4% |