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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,243 | $53,596-43.6% | $90,657-66.6% | $64,173-52.9% |
| Participation rate | 47.7% | 64.5%-16.8pp | 74.0%-26.3pp | 69.6%-21.8pp |
| Annual return | 7.86% | 4.41%+3.4pp | 1.89%+6.0pp | 7.63%+0.2pp |
| Employer contribution / active EE | $925 | $1,503-38.5% | $2,532-63.5% | $2,381-61.2% |
| Participant deferral / active EE | $2,423 | $2,459-1.5% | $3,424-29.3% | $3,470-30.2% |
| Admin fee / account holder | $0 | $3,868-100.0% | $4,994-100.0% | $4,887-100.0% |