Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,258 | $43,550+1.6% | $63,244-30.0% | $52,331-15.4% |
| Participation rate | 47.8% | 65.7%-17.9pp | 71.0%-23.3pp | 68.1%-20.3pp |
| Annual return | -1.05% | 2.03%-3.1pp | -70.31%+69.3pp | 4.54%-5.6pp |
| Employer contribution / active EE | $222 | $1,351-83.6% | $2,322-90.5% | $1,882-88.2% |
| Participant deferral / active EE | $1,767 | $2,254-21.6% | $2,953-40.2% | $3,022-41.5% |
| Admin fee / account holder | $15 | $387-96.0% | $5,893-99.7% | $592-97.4% |