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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,093 | $54,353+104.4% | $82,726+34.3% | $68,498+62.2% |
| Participation rate | 46.2% | 63.9%-17.8pp | 72.6%-26.4pp | 67.9%-21.7pp |
| Annual return | -15.45% | -13.67%-1.8pp | 701.33%-716.8pp | -7.84%-7.6pp |
| Employer contribution / active EE | $0 | $2,218-100.0% | $3,009-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,518 | $3,246+8.4% | $4,394-19.9% | $4,027-12.7% |
| Admin fee / account holder | $7,429 | $4,396+69.0% | $5,328+39.4% | $5,403+37.5% |